100 Examples of sentences containing the common noun "overdraft"

Definition

An overdraft is a financial term that refers to a situation in which a bank account has a negative balance, allowing the account holder to withdraw more money than is available in the account. This can occur through checks, debit card transactions, or electronic payments. Overdrafts may also refer to a service provided by banks that permits account holders to spend more than their available balance, often subject to fees and interest charges.

Synonyms

• Overdraw
• Negative balance
• Deficit
• Shortfall

Antonyms

• Surplus
• Credit
• Positive balance
• Profit

Examples

1. I need to overdraft my account to cover the unexpected expenses.
2. The bank will allow me to overdraft my checking account if necessary.
3. She was worried that she would overdraft her savings while on vacation.
4. He tried to overdraft his account but was denied due to insufficient credit.
5. It's important to monitor your account to avoid an overdraft situation.
6. The bank charges a fee when you overdraft your account.
7. If I overdraft, I’ll have to pay the penalty fee.
8. I didn’t mean to overdraft my account, but I forgot about the automatic payment.
9. They warned me that if I overdraft, my credit score could be affected.
10. She used her overdraft protection to overdraft her account without penalties.
11. I always keep track of my spending to avoid an overdraft.
12. If I overdraft, it will take weeks to recover financially.
13. He was surprised to see that he had overdrafted his account by several hundred dollars.
14. The store doesn’t allow you to overdraft your debit card.
15. I had to overdraft my account to make the rent payment on time.
16. They called me to notify that I had overdrafted my account.
17. I checked my statements and realized I had overdrafted repeatedly last month.
18. Can I overdraft my account in case of an emergency?
19. I plan to overdraft only if absolutely necessary.
20. It’s easy to overdraft if you don’t keep track of your purchases.
21. The bank's policy allows customers to overdraft up to $500.
22. I hate that feeling when you accidentally overdraft your bank account.
23. She learned her lesson after she overdrafted and was charged a fee.
24. My friend often has to overdraft his account to pay for groceries.
25. Overdrafting can lead to financial difficulties if not managed properly.
26. The bank sent me a warning after I overdrafted my account again.
27. I had to overdraft to pay for unexpected medical bills.
28. The convenience of being able to overdraft can be misleading.
29. She decided to avoid using her credit card to prevent an overdraft.
30. I don’t like to overdraft; I prefer to stay within my budget.
31. If you overdraft, make sure to understand the fees involved.
32. They discussed how to avoid an overdraft during the financial seminar.
33. I found it hard to believe that I had overdrafted for the third time that month.
34. Overdrafting can be a solution, but it should be used sparingly.
35. I always try to overdraft only in case of emergencies.
36. The bank's overdraft policies can vary from one institution to another.
37. I was shocked to see how much I had to pay back after I overdrafted.
38. It’s essential to read the terms when you plan to overdraft.
39. I had to overdraft my account to cover my car repair costs.
40. The overdraft protection saved me when I accidentally overdrafted my account.
41. If you regularly overdraft, you might need to reevaluate your finances.
42. She was relieved to find out she could overdraft her account temporarily.
43. Overdrafting can easily spiral out of control if you’re not careful.
44. I always check my balance before I make a purchase to avoid overdrafting.
45. He had to overdraft his account to make it until payday.
46. The bank provided clear guidelines on how to overdraft responsibly.
47. I felt anxious when I realized I had overdrafted my account.
48. They warned me that if I overdraft, I might not be able to make payments later.
49. I prefer to use cash to avoid the temptation to overdraft.
50. It is wise to set up alerts to notify you if you’re about to overdraft.
51. I was in disbelief when I saw I had overdrafted by $200.
52. It’s important to know the terms of your bank if you decide to overdraft.
53. I had to overdraft my account to cover the unexpected bill.
54. After I overdrafted, I set a budget to avoid it from happening again.
55. They told me I could overdraft for a small fee if needed.
56. I realized I had overdrafted when I received a notification from the bank.
57. The ability to overdraft can provide a safety net in emergencies.
58. I prefer to keep a cushion in my account to avoid having to overdraft.
59. They warned me about the dangers of frequently overdrafting my account.
60. I had to overdraft my account, but it was worth it to get the groceries.
61. It’s easy to overdraft when you have multiple subscriptions.
62. I don’t like to overdraft; it makes me feel anxious.
63. After I overdrafted, I realized I needed to change my spending habits.
64. The bank manager explained how to avoid an overdraft.
65. I had to overdraft last month, and it took a while to recover.
66. They offered me overdraft protection, but I declined.
67. I’m careful not to overdraft my account when using my debit card.
68. I learned the hard way not to overdraft without a plan.
69. If you overdraft, make sure to pay it back quickly.
70. I’ll try to avoid the temptation to overdraft my account again.
71. The warning signs of an impending overdraft were clear to me.
72. I was frustrated to see that I had overdrafted my account again.
73. The overdraft fees can add up quickly if you’re not careful.
74. I always keep a close eye on my finances to avoid an overdraft.
75. After I had to overdraft, I started keeping a budget.
76. The bank sent me a reminder that I had overdrafted last week.
77. I had to overdraft my account to make my car payment.
78. It’s easy to overdraft if you’re not tracking your spending.
79. She was embarrassed to admit she had overdrafted her account.
80. I received a notification that I was about to overdraft.
81. I had to overdraft my account to pay for my emergency expenses.
82. The bank allows customers to overdraft a specific amount based on their credit history.
83. Overdrafting can lead to a cycle of debt if not managed wisely.
84. I made sure to pay back the amount I overdrafted immediately.
85. The bank will charge fees if you overdraft your account.
86. I was relieved to find out I could overdraft my account temporarily.
87. After I overdrafted, I took a financial literacy course.
88. She advised me not to overdraft unless it was absolutely necessary.
89. I often find myself having to overdraft at the end of the month.
90. The convenience of overdrafting can sometimes lead to financial trouble.
91. I was unaware that I could overdraft my account until I read the policy.
92. I’m determined to stop overdrafting my account this year.
93. They mentioned that frequent overdrafting could harm my credit score.
94. After I had to overdraft, I learned to budget better.
95. I always feel a little anxious when I have to overdraft my account.
96. The bank’s overdraft fees are quite high, which can be problematic.
97. I had to overdraft my account to cover the last-minute expenses.
98. Avoiding an overdraft is essential for maintaining good financial health.
99. If you regularly overdraft, it may be time to reassess your finances.
100. I had no choice but to overdraft to cover my bills this month.