100 Examples of sentences containing the common noun "subprime"

Definition

"Subprime" refers to a category of borrowers with lower credit ratings, typically characterized by a higher risk of default compared to prime borrowers. It is commonly used in the context of subprime mortgages, which are loans offered to these higher-risk individuals, often with higher interest rates.

Synonyms

• Non-prime
• High-risk
• Alternative credit

Antonyms

• Prime
• Low-risk
• Standard credit

Examples

1. Many financial institutions subprime their loan offerings to cater to higher-risk borrowers.
2. The rise in subprime lending led to significant changes in the housing market.
3. Investors were wary of subprime assets after the financial crisis.
4. The bank decided to subprime its lending criteria to attract more customers.
5. Analysts believe that subprime lending practices will continue to evolve.
6. Many people were affected when the subprime market collapsed.
7. The government implemented regulations to prevent excessive subprime lending.
8. Economists often study the effects of subprime loans on the economy.
9. The subprime mortgage crisis highlighted the risks of high-leverage lending.
10. Some credit agencies specialize in assessing subprime borrower's creditworthiness.
11. The subprime sector has been under scrutiny since the last financial downturn.
12. Many homeowners found themselves trapped in subprime mortgages they could not afford.
13. The rise of subprime lending has opened doors for many who would otherwise be excluded.
14. Lenders often subprime interest rates based on the risk profile of the borrower.
15. The subprime market is often more volatile than traditional lending markets.
16. A good portion of the subprime loans were packaged into mortgage-backed securities.
17. The subprime portion of the loan was particularly risky for investors.
18. Many financial advisors warn against subprime lending practices.
19. The subprime industry has seen a resurgence in recent years.
20. Credit scores play a significant role in determining who qualifies for subprime loans.
21. The subprime crisis led to a reevaluation of mortgage lending practices.
22. Some argue that subprime loans can be beneficial for borrowers with no credit history.
23. Lenders were quick to subprime loans to individuals with poor credit histories.
24. The subprime market often targets first-time homebuyers.
25. Families affected by the subprime crisis have struggled to regain financial stability.
26. When evaluating a subprime loan, it's essential to consider all terms and conditions.
27. The government has taken steps to regulate subprime lending more closely.
28. Many financial experts believe the subprime sector needs more transparency.
29. The subprime market's risks were underestimated by many investors.
30. Borrowers with subprime credit ratings often face higher insurance costs.
31. Some individuals use subprime loans as a stepping stone to better credit.
32. The subprime lending boom was fueled by aggressive marketing tactics.
33. The financial crisis exposed the dangers of relying on subprime lending.
34. Consumers should be cautious before agreeing to subprime loan terms.
35. The subprime mortgage market is often seen as a double-edged sword.
36. Many lenders were forced to write off subprime loans during the downturn.
37. The subprime lending practices have drawn criticism from consumer advocates.
38. Some investors specialize in purchasing subprime debt at discounted rates.
39. The subprime market requires careful assessment of borrower risk.
40. Lenders often subprime loans based on the applicant's income and debts.
41. The subprime mortgage crisis raised awareness about financial literacy.
42. Many people were unaware of the implications of taking out a subprime loan.
43. The repercussions of the subprime lending collapse are still felt today.
44. A significant percentage of subprime borrowers defaulted on their loans.
45. The subprime market's instability can affect the overall economy.
46. Some banks are now more reluctant to subprime loans than in the past.
47. The subprime crisis led to stricter lending regulations in many countries.
48. Many subprime borrowers were promised terms they could not realistically meet.
49. The subprime market has its own set of challenges and risks.
50. Borrowers often turn to subprime loans as a last resort.
51. Many experts suggest that the subprime market needs more oversight.
52. The subprime lending model has evolved to incorporate more technology.
53. There is a stigma associated with subprime borrowers that can be detrimental.
54. The subprime lending boom of the early 2000s was unsustainable.
55. Some companies have emerged to help subprime borrowers improve their credit.
56. The subprime mortgage crisis prompted a national conversation about housing policy.
57. Many lenders have adjusted their strategies regarding subprime clients.
58. It's crucial for borrowers to understand what a subprime loan entails.
59. The subprime lending market can offer opportunities for those willing to take risks.
60. Many financial institutions are re-evaluating their subprime lending policies.
61. The subprime market is often seen as a barometer for economic health.
62. Some borrowers may not realize they are entering into a subprime agreement.
63. The government has been working to rehabilitate the subprime lending sector.
64. Lenders may subprime loans for borrowers with inconsistent income.
65. The subprime mortgage segment has always been controversial among economists.
66. Many subprime borrowers struggle to make their monthly payments.
67. The subprime lending market can be particularly appealing in a strong economy.
68. Some financial institutions are taking a second look at subprime lending.
69. The subprime sector is often critiqued for predatory lending practices.
70. Many individuals have successfully transitioned from subprime to prime borrowing.
71. The collapse of the subprime market prompted widespread economic reforms.
72. Borrowers should be cautious when approached with subprime offers.
73. The subprime lending landscape has changed dramatically since the crisis.
74. Many subprime loans come with hidden fees and penalties.
75. The subprime mortgage market caters to a unique demographic.
76. Some lenders are innovating ways to manage subprime risk.
77. The subprime lending boom created opportunities for unscrupulous practices.
78. The subprime market is often more prone to fraud than prime lending.
79. Some argue that subprime lending can help build credit history.
80. The fallout from subprime loans can affect entire neighborhoods.
81. Regulatory bodies are increasingly focused on subprime lending practices.
82. Many advocates are fighting for the rights of subprime borrowers.
83. The subprime market remains a topic of intense debate among policymakers.
84. Lenders must be careful not to subprime too aggressively.
85. A recent study shows that subprime loans can have long-term repercussions.
86. The subprime lending crisis was a wake-up call for many stakeholders.
87. Some organizations offer counseling for those struggling with subprime debt.
88. The subprime lending landscape is constantly evolving.
89. Many individuals are trapped in a cycle of subprime borrowing.
90. The government has launched initiatives to combat subprime loan issues.
91. A significant portion of the population relies on subprime credit options.
92. The subprime market is often characterized by its high-interest rates.
93. Many financial experts believe subprime loans should be regulated more strictly.
94. The subprime sector can provide crucial funding for startups.
95. Some subprime borrowers have successfully refinanced into better terms.
96. The subprime mortgage crisis has reshaped the lending landscape.
97. Many borrowers are unaware of their subprime status until it's too late.
98. The subprime market's challenges have prompted innovation in lending.
99. Some individuals use subprime loans as a means to improve their credit score.
100. The repercussions of subprime lending practices are still unfolding in today's economy.